Cryo

Cryo is a ساده yet complete personal مالی برنامه. It tracks income, expenses, credit cards, debts, investments و savings goals, و shows everything in one clear overview. Log money the way you talk Type or say a phrase like "almoço 32,50 no débito" (lunch 32.50 on debit) or "tv 1200 em 10x no cartão" (TV 1200 in 10 installments on the card). Cryo understands the amount, category, account, date و even installments. You just check و save. It also learns from شما corrections. Features • Overview: account balances, net worth, و what came in و went out this month • End-of-month پیش‌بینی هوا: how much should be left at the current pace, و a daily spending allowance • Spending heatmap تقویم: each day is colored by how much you spent • Money flow chart: where شما money came from و where it went • Credit cards: statements, available limit و installment purchases • Debts: loans, financing, agreements و money you owe to someone, با installments, overdue alerts, what is left و when you will be debt-رایگان • Recurring bills و income, با due-date یادآورها • Budgets per category, با alerts at 80% و when exceeded • Savings goals that tell you how much to save per month, با an archive برای finished ones • Investments: contributions, withdrawals و returns • Transfers between accounts Real privacy • شما data stays on گوشی شما. The برنامه has بدون اینترنت permission • بدون حساب کاربری, بدون تبلیغات, بدون ردیابی • Lock با fingerprint, face or دستگاه شما PIN • Option to hide amounts on screen • Automatic پشتیبان‌گیری to a folder on شما phone or to شما cloud (Google Drive, Nextcloud و others): the cloud برنامه does the uploading • File پشتیبان‌گیری و صفحه‌گسترده (CSV) export متریال یو design Colors follow شما wallpaper (Android 12+), با light و dark تم‌ها. Voice entry uses the speech recognizer installed on شما device. Typing the phrase always works. The برنامه is currently available in Brazilian Portuguese only, با amounts in Brazilian reais (R$).